Buying in Dubai: A Step-by-Step Guide for Foreign Investors
Jun 11, 2025
Navigating a foreign real estate market can be overwhelming. But in Dubai, the buying process is surprisingly simple — and designed to accommodate international investors. Whether you're buying for lifestyle, rental income, or visa purposes, here's a clear overview.
Step 1: Understand Where You Can Buy
Foreigners can purchase freehold properties in designated zones — meaning full ownership of land and property. Key freehold areas include:
- Dubai Marina
- JVC
- Palm Jumeirah
- Downtown Dubai
Leasehold areas offer long-term usage rights (usually 99 years) but are less popular among international investors.
Step 2: Legal Framework
Dubai’s real estate is regulated by the Dubai Land Department (DLD). The system is digital, transparent, and includes protections like escrow accounts for off-plan buyers. Once a property is selected, you'll receive a Memorandum of Understanding (MoU) followed by registration of the title deed.
Step 3: Choose Your Investment Type
- Off-Plan: Lower cost, future gain, ideal for long-term play
- Ready Property: Immediate income via rentals
- Apartments vs. Villas: Apartments are easier to rent and manage; villas suit families and long-term tenants.
Step 4: Payment & Title
Expect to pay a 10% deposit initially, with 4% DLD transfer fee, agent commission (2%), and registration costs. Once funds clear, your title deed is issued within days.