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Buying in Dubai: A Step-by-Step Guide for Foreign Investors

dubai Jun 11, 2025

Navigating a foreign real estate market can be overwhelming. But in Dubai, the buying process is surprisingly simple — and designed to accommodate international investors. Whether you're buying for lifestyle, rental income, or visa purposes, here's a clear overview.

Step 1: Understand Where You Can Buy

Foreigners can purchase freehold properties in designated zones — meaning full ownership of land and property. Key freehold areas include:

  • Dubai Marina
  • JVC
  • Palm Jumeirah
  • Downtown Dubai

Leasehold areas offer long-term usage rights (usually 99 years) but are less popular among international investors.

Step 2: Legal Framework

Dubai’s real estate is regulated by the Dubai Land Department (DLD). The system is digital, transparent, and includes protections like escrow accounts for off-plan buyers. Once a property is selected, you'll receive a Memorandum of Understanding (MoU) followed by registration of the title deed.

Step 3: Choose Your Investment Type

  • Off-Plan: Lower cost, future gain, ideal for long-term play
  • Ready Property: Immediate income via rentals
  • Apartments vs. Villas: Apartments are easier to rent and manage; villas suit families and long-term tenants.

Step 4: Payment & Title

Expect to pay a 10% deposit initially, with 4% DLD transfer fee, agent commission (2%), and registration costs. Once funds clear, your title deed is issued within days.

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